From application to first revenue, step by step

1. Step 01

   Application

   You fill out a short form with company data, product, target market, estimated volume and customer profile.

   Why this step exists

   Without structured data at the entrance, the review becomes loose conversation — we can't objectively assess commercial fit, jurisdiction, risk and required infrastructure. The application standardizes information so decisions are fast and auditable.

   What we deliver at this stage

   • Initial registration of the company and responsible parties
   • Product scope and markets of interest
   • Estimated volume and operational maturity
2. Step 02

   Initial review and commercial fit

   Our team evaluates whether your case fits the program's pillars, in which corridors and products it makes sense to start and the shortest path to the first operation.

   Why this step exists

   Each Transfero product (TPN, OTC as a Service, FIDC 3.0, among others) has an ideal Finder profile, regulatory requirements and different integration costs. This triage avoids months spent on the wrong pillar and surfaces jurisdiction restrictions before contracting.

   What we deliver at this stage

   • Recommendation of pillar(s) and corridors
   • Early identification of regulatory blockers
   • Draft of the proposed commercial model
3. Step 03

   Document submission

   You share corporate and operational documents: articles of incorporation, ownership structure, ultimate beneficiaries, financial statements, internal policies and regulatory licenses where applicable.

   Why this step exists

   Operating financial infrastructure (payments, custody, credit, FX) requires full counterparty traceability. Documentation is the basis for KYB, partner screening and to sustain operations across future audits — internal, central-bank and from end clients.

   What we deliver at this stage

   • Corporate and responsible-party packet
   • Identification of partners and ultimate beneficiaries
   • Licenses, certificates and internal policies
4. Step 04

   KYC and compliance

   We run KYC/KYB, screening against sanctions lists, politically exposed persons (PEP) and adverse media, plus an anti-money-laundering (AML) review.

   Why this step exists

   Every financial flow through the Transfero infrastructure enters regulated systems — banks, custodians, clearing houses and international corridors. Without this validation, the Finder cannot be activated within the rails: accounts would be blocked, settlements rejected and operations reversed. It is what opens the door to large institutional clients on the other side.

   What we deliver at this stage

   • Individual and entity verification
   • Sanctions and PEP screening
   • Risk analysis and compliance opinion
5. Step 05

   Contract signing

   We formalize product scope, responsibilities, SLAs, compensation model, brand-use rules and compliance and data-protection clauses.

   Why this step exists

   Financial operations need a contract to exist. Without a signed legal instrument there is no basis to issue credentials, open accounts, forward revenue or assign responsibility in case of incident. The contract is also what makes the partnership enforceable against third parties — regulators, auditors and clients.

   What we deliver at this stage

   • Contract with scope, SLAs and compensation
   • Product and jurisdiction annexes
   • Data-processing agreement (LGPD/GDPR)
6. Step 06

   Technical and commercial activation

   We release access, API credentials, sandbox, operational portals and commercial materials. We define a go-live checklist per product and corridor.

   Why this step exists

   Activation is not just 'flipping a switch'. Each product requires configuration of limits, routing rules, callbacks, mirror accounts and a settlement calendar. An orderly go-live avoids production failures, chargebacks and loss of trust during the first operations — exactly when the partnership needs to work most.

   What we deliver at this stage

   • API and portal credentials
   • Sandbox and go-live checklist
   • Commercial materials and team training
7. Step 07

   Ongoing commercial management

   Dedicated team to track volume, conversion and operational quality, open new corridors and products, review limits and adjust the commercial model as the partnership evolves.

   Why this step exists

   Financial infrastructure is not a project, it's a living operation: corridors come and go, regulation changes, volume grows or concentrates. Without follow-up, the partnership stagnates within a subset of what it could be. Ongoing management is what turns the first corridor into recurring revenue across multiple markets.

   What we deliver at this stage

   • Periodic volume and SLA review
   • Roadmap of new products and corridors
   • Dedicated commercial and operational support

Participation depends on KYC approval, compliance and contract acceptance. Estimated timelines may vary by product, jurisdiction and operational complexity.